What is a Stocks & Shares ISA?

It's a tax-efficient way of investing if you're aged between 18 and 79. You must be resident in the UK for tax purposes.

You don't have to pay capital gains tax on any profit you make or personal tax on any return you receive.

Its Aims
To increase the value of money you invest for growth. To allow you to choose from a range of funds to match your investment choices.

Your investment

• You can make payments up to the yearly HM Revenue & Customs limits. These payments can be made monthly or as a lump sum payment, or both.
• You can transfer money from one Stocks & Shares ISA into another Stocks & Shares ISA.
• You should consider your Stocks & Shares ISA as a medium to long-term investment for five years or longer.
• Your Stocks & Shares ISA has no fixed term.