The big incentive in the UK of buying private health cover is that it provides a sense of security that if people become ill or need an operation they can get treatment promptly and they can exercise a choice.

A private operation is usually performed at your convenience by a surgeon of your choice and often at a hospital you choose. You have the advantages of unrestricted visitng hours in a private room with TV and choice of food.

While you may have to wait up to a year for an operation in the NHS, you can have it within a few days if you have Private Medical insurance (PMI).

Schemes can also be set up for companies that wish to provide healthcare benefits for their employees.

Private Medical Insurance is on an Introductory basis only.